Terms of Service

Last updated: May 21, 2026

Product License

When you purchase the Complete Finance Dashboard, you receive a personal, non-transferable license to use the spreadsheet for your own household or personal financial planning.

What You Can Do

• Use the spreadsheet for personal and household budgeting
• Modify, customize, and adapt it to your needs
• Make backup copies for your own use

What You Cannot Do

• Redistribute, resell, or share the spreadsheet (paid or free)
• Upload the spreadsheet to template marketplaces (Etsy, Gumroad, etc.)
• Claim the spreadsheet as your own creation
• Use the spreadsheet to create derivative products for sale

Refund Policy

If you have any issues with your purchase, contact us at [email protected] and we'll work with you to make it right.

Disclaimer

The Complete Finance Dashboard is a budgeting tool, not financial advice. We are not financial advisors. The projections, calculations, and categories are for informational purposes only. Consult a qualified financial professional for personalized financial advice.

Limitation of Liability

Serphos is not liable for any financial decisions made based on the spreadsheet's calculations. Use at your own discretion.

Updates

We may update the spreadsheet from time to time. Purchased customers receive free lifetime updates. We'll notify you via email when updates are available.

Contact

Questions? [email protected]